The first program in the Personal Finance Series, Guide to Budgeting shows readers that budgeting doesn’t have to be brutal, boring or burdensome, and demonstrates that net worth and a personal budget are the foundation upon which financial goals are built. In a conversational tone and user-friendly format designed for busy lives, Guide to Budgeting will help the reader:

• Learn the fundamentals of personal budgeting
• Determine their current personal budget
• Identify areas of their personal budget where improvements can be made
• Determine their Net Worth and explain its importance
• Set attainable financial goals

Guide to Budgeting is available as a complete home-study course. For the purchase price of $50, you receive the book, access to an optional teleseminar and a certificate of completion upon return of the quiz located in the back of the book.

The second program in the Personal Finance Series, Guide to Credit & Debt Management shows readers that credit and debt can be effectively managed, and that the proper use of credit and debt can help readers advance their personal financial goals.  Continuing the conversational tone and user-friendly format that is the hallmark of the series, the Guide to Credit & Debt Management helps the reader:

• Learn the basics of credit use
• Understand the law governing credit
• Interpret credit reports and FICO scores
• Understand the different forms of debt and what a “healthy” debt load is
• Develop strategies for debt reduction while avoiding fraudulent schemes

Guide to Credit & Debt Management is available as a complete home-study course. For the purchase price of $50, you receive the book, access to an optional teleseminar and a certificate of completion upon return of the quiz located in the back of the book.

The third and final program in the Personal Finance Series, Guide to Insurance and Investing demystifies the basics of investing and retirement planning, and show readers how intelligent investment strategies can help readers achieve their personal financial goals. Like its companion books, the Guide to Insurance and Investing will use a conversational tone and user-friendly format to help the reader:

• Understand the different types of investment vehicles
• Evaluate an investment vehicle’s potential
• Develop an investment strategy that achieves personal financial goals
• Evaluate the need for an investment professional
• Determine personal financial needs in retirement

Guide to Insurance and Investing will be available January 2010 as a complete home-study course. For the purchase price of $50, you receive the book, access to an optional teleseminar and a certificate of completion upon return of the quiz located in the back of the book.

Upon request, Institute staff will email you when this program is available, or you may pre-order by clicking the link below. Books will ship in January, 2010. Please note that rush delivery is not currently available for this program.

First Step is an up-to-date survey course in personal finance that covers a manageable range of topics consistent with the National Standards for Adult Financial Literacy Education. Using a first-person conversational tone, a quirky sense of humor and written at an 8th grade reading level, First Step is accessible, informative and fun. First Step will help the reader:

• Create a balanced budget and begin saving
• Identify ways to build or rebuild credit
• Learn to use debt as a productive tool
• Decide on which insurance products best fit their needs
• Invest for the future and plan for retirement
• Teach children important financial literacy skills.

First Step is available as a complete home-study course. For the purchase price of $50, you receive the book, access to an optional teleseminar and a certificate of completion upon return of the quiz located in the back of the book.