Credit Bureau and Debt Collection Information
Fair Debt Collection Act
A debt collector may not:
- Call before 8
am
- Call after 9 pm
- Call your place of work if they are aware that your employer
doesn’t
approve
- Lie or harass you
- Ignore a written request to a stop contact
For more information:
877-FTC-HELP (877-382-4357)
www.ftc.gov
Opt Out List for Pre-Screened Offers
Good for two years.
1-888-5-OPTOUT (1-888-567-8688)
Information on Credit Bureaus
EXPERIAN
P.O. Box 2002
Allen, TX 75013
1 888 EXPERIAN (1 888-397-3742)
www.experian.com
EQUIFAX INFORMATION SERVICES, LLC
Disclosure Department
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111
www.equifax.com
TRANSUNION
Post Office Box 1000
Chester, PA 19022
1-800-888-4213
www.transunion.com
FREE ANNUAL CREDIT REPORT per the Fact Act
P.O. Box 105281
Atlanta, GA 30348-5281
1-877-322-8228
(A service sponsored by the three major credit bureaus)
www.annualcreditreport.com